Welcome to 608 Sweet Bay, a charming upstairs 2-bedroom, 2-bathroom condo in the picturesque gated community of Winterset. This gem features high ceilings, tile floors, and stunning vistas over Lake Winterset, part of the Winter Haven Chain of Lakes. Upon entry, the spacious living room greets you with waterfront views. The adjacent dining area flows seamlessly into a well-appointed kitchen equipped with essential appliances, including a gas range, refrigerator, dishwasher, and microwave, the kitchen is ready for all your culinary adventures. The master suite offers elevated ceilings, a ceiling fan, a walk-in closet, and an en-suite bathroom with dual sinks and a walk-in shower. The guest bedroom is equally spacious with ample closet space and an adjacent bathroom with a combination tub and shower. Both bedrooms have brand new carpets. The screened patio, accessible from both the living room and master suite, provides tranquil views and houses a convenient storage closet. Additional storage is available in the interior laundry area, complete with a washer and dryer. Assigned parking and open guest parking are just steps away. The $425 monthly fee includes the maintenance of the exterior of the home, replacing the tile roofs, gated entrance with security cameras, clubhouse, heated pool, tennis/pickleball courts, and more. Located in Winter Haven, this condo is near Publix, Walmart, restaurants, shopping, medical facilities, Legoland, Disney, Universal Studios, Busch Gardens, and beautiful beaches on both Florida coasts. Tampa and Orlando airports are within an hour's drive. Don't miss this opportunity to own a piece of paradise. There’s no better time to buy! Interest rates could increase in the future, and if they drop, you can refinance! Call now to schedule a viewing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,600 | $159,600 | $159,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,062 | $1,061 | $1,346 |
Total Monthly Payment | $1,293 | $1,292 | $1,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.