Dreaming of affordable home ownership in today's market? Whether you’re seeking a starter home, an investment property, or a project to add to your portfolio, this charming Cape style home is calling your name! The large kitchen provides ample storage and cooking space while also allowing room for eat in convenience. Or even better, step out onto your newly updated sunroom directly located off of the kitchen for an inviting space to enjoy a meal or just soak in all that natural light. On the second floor you will find a large bonus room perfect for however you choose to use the space whether that be an office, playroom, gaming room, nursery, etc. The current owners have done nice upgrades over the years including a new roof, updated bathroom, and newer hot water heater. Nestled in the adorable, quaint village of Poultney, this home is perfectly situated within walking distance to everything you could ever want and more, including locally owned and operated restaurants, grocery stores, public schools, shopping, and recreational opportunities such as the Slate Valley bike trails, LSCCC golf course, and Lake Saint Catherine. Take advantage of Poultney's central location providing easy commutes to even more ammenities - 1. 5 hours to Albany or Burlington Airport, 3. 5 hours to Boston, 4 hours to Portland, ME or you can grab the Amtrak just 10 minutes away and head to New York City. Schedule a showing today and envision the potential that awaits! Being sold AS IS
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $96,000 | $96,000 | $96,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $607 | $606 | $784 |
Total Monthly Payment | $748 | $747 | $925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.