Embrace lake life on Burlington's coveted cove off the Winooski river at the junction of Lake Champlain. 3-bedroom, 2-bath single-level property is a haven for water lovers & outdoor enthusiasts. Picture yourself launching canoes, kayaks, and small boats from your deeded water access, just steps from your front door. Large primary bedroom en-suite boasts a lovely handicap-accessible shower and separate bath/shower. Bedrooms are generously sized, with ample closet space. 2nd bath has elevated ceilings and skylight, allowing for a bright, calm atmosphere. Family room with cozy fireplace makes for a great game room or lounge. Recent upgrades include: new furnace, oil tank, chimney, auto garage doors, back deck for sunset watching, and a welcoming front door/landing. Newer appliances and roof promise peace of mind, while the updated interior flooring invites you to kick off your shoes and stay awhile. Spacious home, with tall ceilings and multiple living spaces, is highlighted by stunning knotty pine walls that bring the outdoors in. Private backyard lined with mature trees is your personal gateway, with biking trail just beyond. 2-car garage has loft providing storage & workshop space. Feel comfort while sipping coffee on the deck or embarking on a lakeside adventure. Only minutes to downtown Burlington, yet far enough to enjoy nature's splendor.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,076 | $2,665 |
Total Monthly Payment | $2,640 | $2,614 | $3,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.