A great central location in the On Top Of The World Community is found in this lovely second floor two bed/two bath 1100sqft condo. Step inside the front door to your open living and dining room. Light and bright with laminate wood flooring, this space will be a wonderful area to entertain. Around the corner is your kitchen, which has white cabinetry and appliances and boasts a stackable washer/dryer. Open to your bonus Florida room off the back, you can enjoy overlooking the courtyard and the serenity of the outdoors from this terrific space! There is also a great storage closet that holds your newer water heater and offers built-in shelves. Around the corner through sliding glass doors is your primary suite. This room is a generous size and has a wall of closets for ample storage while the attached ensuite has a step-in shower. Off the hall is your second bath, which has a tub/shower combination and is perfect for guests. The hall also offers another good sized closet plus a linen closet. The second bedroom is a good size and has a generous wall closet. In addition, the windows in this home were updated in 2018. This condo is located in close proximity to the building stairs and elevators and is very close to the community center where there are ample activities and a great pool! Known for offering an active lifestyle to their residents, there is so much to do in OTOW! Golf, shuffleboard, tennis and so much more! This community is in a terrific central location, close to beaches, restaurants and shopping. Come and see this great condo today and make it yours!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $118,320 | $118,320 | $118,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $748 | $747 | $966 |
Total Monthly Payment | $927 | $926 | $1,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.