25 Country Club Harbor CIRCLE, Palm Coast, FL, 32137 | $449,900

Indulge in the essence of modern luxury living within the esteemed confines of Country Club Harbor's exclusive quiet gated community, boasting 54 premium homes. Upon arrival, be greeted by a charming paver stone driveway that leads to an inviting entrance that welcomes you to the open concept floor plan. Admire the sunsets from the screened lanai, offering a perfect backdrop for relaxation. Step inside and you'll find a perfect mix of beauty and functionality. This three bedroom two bath split floor plan offers porcelain tile floors, carpeted bedrooms, crown molding, and high ceilings. The kitchen is like a chef's paradise, with 42" cabinets, smooth quartz countertops, a 28cu French door refrigerator, and a generously sized work island. Abundant storage options include a pantry, linen closet, utility room with washer, dryer and a folding table. This meticulously maintained residence is further enhanced by neighborhood amenities such as a pier and kayak launch, granting direct access to the Intercoastal waterway. This neighborhood is in close proximity to the Palm Harbor Public Golf Course, I-95, the beaches and European Village for shopping and dining. The cities of Daytona Beach and historic St. Augustine, as well as the quaint coastal city of Flagler Beach are all close by. For those seeking the pinnacle of contemporary living in Palm Coast's premier locale, look no further – your dream home awaits!

Features

  • Amenities: Gated
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,695
  • Acreage: 0.22
  • Est. Taxes: $2,972
  • HOA Fee: $321 Quarterly
  • View: Park/Greenbelt, Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Trash Compactor, Washer
  • MLS#: FC300721
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/FC300721/25countryclubharborcircle_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 5:47:08 PM)
Listing courtesy of MADISON ALLIED LLC   Phone: 914-817-5842

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 Country Club Harbor CIRCLE, Palm Coast, FL, 32137

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $248 $248 $248
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,364 $3,035
Total Monthly Payment $2,718 $2,687 $3,358

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.