Under contract-accepting backup offers. Introducing your dream home and neighborhood! With a New Roof, Solar-Powered HVAC, and No-Cost Irrigation, this home isn’t just beautiful, it’s smart, spacious, functional, and ready for its new owners. This stunning property, located in the Gated, one-block community of Lake Charm Country Estates, offers a first-class living experience that combines comfort with elegance. All while being in Florida's #1 County for schools (Niche, 2025)! The expansive main floor, adorned with sleek wood-look ceramic tiling and high ceilings, unfolds into a beautifully coordinated open floor plan. Entertain in grand style in the large formal living and dining areas, or whip up a feast in the spacious kitchen. This culinary haven boasts an island, granite countertops, ample cabinet space, and stylish pendant lighting, ensuring that everyday meal prep or parties are top-notch. Enjoy casual breakfasts while overlooking your private pool from the cozy nook. Family gatherings get a boost in the large family room, seamlessly transitioning to the great outdoors through sliding doors. The large, covered lanai, with its own pool bath, offers a center stage for relaxation and fun. The screened pool area is accented by lush palm trees and meticulous landscaping, creating an enviable escape. The generous primary bedroom is a true oasis with its direct lanai access and an en-suite bathroom, including both a separate shower and a soaking tub. Additional bedrooms offer flexibility and space for everyone. The home also features a hidden gem—a substantial bonus space on the second floor with its own private bedroom and bathroom. Perfect for guests, a home work space, or as a private retreat for the family, it’s accessible via a discreet staircase off the family room. It is conveniently located near the Oviedo Gymnasium/Aquatic Facility and just a bike ride away from the Seminole Trail and Oviedo's vibrant downtown area, Oviedo on the Park, which features a great dog park, splash pad, shopping, restaurants, and ice cream, too. With the bonus of being zoned for excellent schools, this home truly offers the full package. Come see why this is not just a place to live, but a place to love. **Realtors see remarks**
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,316 |
Total Monthly Payment | $4,867 | $4,759 | $5,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.