LAKE ST CATHERINE. What a great opportunity to get onto the lake! Almost 100 feet of prime lake frontage comes with this year round 3 bedroom, 2. 5 bath home. The setting is absolutely gorgeous with stunning lake and mountain views. Great swimming, fishing and boating right off your own dock. The swiiming float will be included so get ready to dive in. An open floor plan greets you as you walk in, open kitchen-dining area with island, the stools stay. A spacious living room with a bar with wet sink opens to the dining area and den, which could also make a great space for an office. The primary suite with full bathis at one end and for privacy the other two bedrooms and full bath are located on the other end. The 50' enclosed porch overlooking the lake is the best porch ever providing for a huge amount of family and friends to dine, play cards and board games. Also perfect for your first cup of coffee as you face the sunrise. In the afternoon a great place for an afternoon cocktail as this lot also gets some afternoon fun. Four season fun - Summer swimming, fishing, barbecues and the Fourth Of July fireworks (Birds eye view) Fall Vistas are simply stunning with apple picking. Ice fishing derbies and VAST trails close by for snowmobiling, Lots of great shopping, golf, hiking and close to the Slate Valley Trails for mountain biking. The sellers will be giving a year round affadavit for primary use. Come relax and enjoy the beauty of Vermont and Lake St. Catherine
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,773 | $3,586 |
Total Monthly Payment | $3,276 | $3,273 | $4,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.