PRIVATE lake WATERFRONT! Investment opportunity or live in. Possible Air-bnb, inlaw, rental options. Need to see it to grasp all the options! One hundred feet of frontage on PRIVATE OXOBOXO lake. Close to 1000SQ' OF DECK wraps around house! No public boat launch so enjoy your canoe, jet ski, pontoon boat, swim in PRIVATE lake! Doors from almost every room open onto deck. COVERED PATIO area overlooking water, stairs to the water with lighting and off switch by the water to enjoy the SUNSETS! Don't worry, upper deck also looks over the WATER! OUTDOOR STONE KITCHEN, water fountains, EZ SWIM dock (about 12x12) has ladder & basketball hoop! TWO BOAT HOUSES with power. In-home business now, new owners have lots of options. Possible IN-LAW area in main house, & another area with 1/2 bath, ask for details! Recreation field area with BENCHES! HUGE upgraded septic system, large shed with overhead door. Some TLC needed, still unlimited potential. TON of paved parking. Waterfront area ready for SAND! Large grassy front yard in addition to rec field! Terraced stone walls from water. Town lists as a 2 bedroom, used as a 3 bedroom now. Floor plans show estimated GLA 2638'. Per sellers, cash or conventional financing only pls. Cameras video/audio on premises. All information to be verified by buyer/buyers agent to their satisfaction. All numbers are approximate, see pics for color floor plans.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Family Room | Lower |
Living Room | Main |
Primary Bedroom | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $672 | $672 | $672 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $4,267 | $4,220 | $5,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.