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5246 Swaying Palm DR, Punta Gorda, FL, 33982 | $275,000
Discover the charm of this expansive one-acre agricultural property, beautifully lined with mature trees that provide shade and a sense of character in a serene community quietly nestled off Bermont Road. This land comes with a 3-bedroom double-wide manufactured home, ideal for a comfortable rural lifestyle. The home features a spacious kitchen, a cozy family room with a fireplace, and a mounted TV. The master bedroom is a retreat, complete with his and her bathrooms and an adjoining walk-in closet. Her bathroom includes a large soaking tub, vanity, and private lavatory, while his boasts a walk-in shower, vanity, and lavatory.
This property is well-equipped with a well, septic system, electricity, and access to Xfinity internet and cable. Outside, you'll find two storage sheds and two small animal pens, perfect for agricultural activities. A picturesque 12-foot-deep pond at the back of the property offers opportunities for fishing, swimming, and more. Ideal for those seeking space for pets, farm equipment, and privacy, this property is part of the Charlotte Highlands Community, which offers paved roads, mailboxes at the end of each driveway, no through streets, and publicly maintained roadways. It's conveniently located just 3 miles from grocery stores and shopping plazas, and only 5 miles from I-75. This prime location provides easy access to major amenities such as beaches, boating, Charlotte Sports Park, fishing, Fisherman’s Village, fine dining, golfing, shopping, downtown historic Punta Gorda, Babcock Ranch, Sunseekers Resort, and more. Live the Southwest Florida dream with a short, relaxing boat ride to the Gulf of Mexico and Charlotte Harbor via extensive canal systems, the Peace River, and the Myakka River. Enjoy the benefits of a small-town feel with rapid growth potential. This is one of the best-kept secrets where you can still buy spacious land close to the water! With no HOA, deed restrictions, or lot rent, this home is NOT in a flood zone. Qualified buyers may have the opportunity to assume the current FHA loan at 4. 625%.
Features
- Amenities: Boat Storage, Extra Storage, Internet Access, Mobile/Manufactured
- Bedrooms: 3
- Baths: 3 full
- Lot Size: 94 x 213 x 327 x 347
- Laundry: Washer/Dryer Hookup, Inside
- Year Built: 2005
- Garage: 2+ Spaces, Driveway Unpaved, Guest, RV-Boat
- Heating: Central Electric, Window Unit, Fireplace(s)
- Cooling: Ceiling Fan(s), Central Electric, Window Unit(s)
- Basement: Ceiling Fan(s), Central Electric, Window Unit(s)
- Approx Sq. Feet: 1,440
- Acreage: 1.17
- Lot Size: 94 x 213 x 327 x 347
- Est. Taxes: $4,054
- Lot Desc: Irregular Lot, Oversize
- View: Pond, Trees/Woods
- Water Front: Yes
- Pets Allowed: Yes
- Pet Policy: No Approval Needed
- Appliances: Dryer, Microwave, Range, Refrigerator, Refrigerator/Freezer, Washer
- MLS#: 224055506
- Days on Market: 179 days
- Website: https://www.raveis.com
/prop/224055506/5246swayingpalmdr_puntagorda_fl?source=qrflyer
Listing courtesy of LOCAL REAL ESTATE LLC Phone: 239-221-8665
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5246 Swaying Palm DR, Punta Gorda, FL, 33982
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $338 | $338 | $338 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,519 | $1,482 | $1,871 |
| Total Monthly Payment | $1,932 | $1,895 | $2,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388