5246 Swaying Palm DRIVE, Punta Gorda, FL, 33982 | $285,000

Discover the charm of this expansive one-acre agricultural property, beautifully lined with mature trees that provide shade and a sense of character in a serene community quietly nestled off Bermont Road. This land comes with a 3-bedroom double-wide manufactured home, ideal for a comfortable rural lifestyle. The home features a spacious kitchen, a cozy family room with a fireplace, and a mounted TV. The master bedroom is a retreat, complete with his and her bathrooms and an adjoining walk-in closet. Her bathroom includes a large soaking tub, vanity, and private lavatory, while his boasts a walk-in shower, vanity, and lavatory. This property is well-equipped with a well, septic system, electricity, and access to Xfinity internet and cable. Outside, you'll find two storage sheds and two small animal pens, perfect for agricultural activities. A picturesque 12-foot-deep pond at the back of the property offers opportunities for fishing, swimming, and more. Ideal for those seeking space for pets, farm equipment, and privacy, this property is part of the Charlotte Highlands Community, which offers paved roads, mailboxes at the end of each driveway, no through streets, and publicly maintained roadways. It's conveniently located just 3 miles from grocery stores and shopping plazas, and only 5 miles from I-75. This prime location provides easy access to major amenities such as beaches, boating, Charlotte Sports Park, fishing, Fisherman’s Village, fine dining, golfing, shopping, downtown historic Punta Gorda, Babcock Ranch, Sunseekers Resort, and more. Live the Southwest Florida dream with a short, relaxing boat ride to the Gulf of Mexico and Charlotte Harbor via extensive canal systems, the Peace River, and the Myakka River. Enjoy the benefits of a small-town feel with rapid growth potential. This is one of the best-kept secrets where you can still buy spacious land close to the water! With no HOA, deed restrictions, or lot rent, this home is NOT in a flood zone. Qualified buyers may have the opportunity to assume the current FHA loan at 4. 625 %.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2005
  • Heating: Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,440
  • Acreage: 1.17
  • Est. Taxes: $4,054
  • Lot Desc: Cleared, In County, Irregular Lot
  • View: Trees/Woods, Water
  • Appliances: Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7494681
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/C7494681/5246swayingpalmdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:17:08 PM)
Listing courtesy of LOCAL REAL ESTATE LLC   Phone: 239-221-8665

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NMLS Mortgage Loan Originator ID 16953

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5246 Swaying Palm DRIVE, Punta Gorda, FL, 33982

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,517 $1,515 $1,955
Total Monthly Payment $1,930 $1,928 $2,368

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.