Welcome to 65 Morningside Drive! Luxurious Waterfront Living in the sought-after Morningside Association, with splendid vistas across the glorious Long Island Sound. Breathtaking elegance abounds in this custom-built Colonial, offering a beautiful blend of quality craftmanship and architectural design. Be captivated as you enter the inviting foyer with its dramatic winding staircase and magnificently high ceilings, each room masterfully highlighting the picturesque water views. The living room and formal dining room are perfect for hosting large gatherings. The awe-inspiring gourmet kitchen features state-of-the-art appliances, including a Wolf double oven, Sub Zero refrigerator and freezer, two dishwashers, wet bar, and a delightful breakfast area. Retreat into the wood-paneled study and cozy family room. Relax in the primary ensuite featuring a domed ceiling, his & her walk-in closets, a luxurious bathroom complete with jacuzzi tub and walk-in shower, and a sitting room with a second balcony overlooking the Sound. In addition to three guest bedrooms and 5 bathrooms, retire to the third-floor loft for private views off of top deck. NO FLOOD INSURANCE NEEDED! Additional features include an entertainment room, media room, and wine cellar. Venetian plaster walls, two gas fireplaces, and wide-planked mahogany floors featured throughout this almost 8, 000 s. f. home. Also includes an oversized heated two-car garage and a tri-level elevator! The property is meticulously landscaped with multiple seating and dining areas, and a built-in outdoor grill and spa pool. Home can be offered furnished. Conveniently located near town, beaches, Yale, I-95, and Metro North. Truly one of the finest homes to be offered on the Milford shoreline.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Full Bath,Hardwood Floor,Stall Shower,Tile Floor | 13.0 x 14.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 13.0 x 14.0 | Upper |
Bedroom 3 | Bay/Bow Window,Full Bath,Hardwood Floor,Stall Shower | 16.0 x 16.0 | Upper |
Den | Balcony/Deck,Built-Ins,Ceiling Fan,Wet Bar,Hardwood Floor | 13.0 x 22.0 | Upper |
Dining Room | Vaulted Ceiling,Balcony/Deck,Built-In Hutch,Hardwood Floor | 13.0 x 22.0 | Main |
Kitchen | Breakfast Nook,Built-Ins,Double-Sink,Island,Pantry,Hardwood Floor | 18.0 x 25.0 | Main |
Living Room | Balcony/Deck,Gas Log Fireplace,French Doors,Hardwood Floor | 20.0 x 20.0 | Main |
Loft | Balcony/Deck,Ceiling Fan,Walk-In Closet,Hardwood Floor,On 3rd Floor | 13.0 x 24.0 | Upper |
Media Room | Ceiling Fan,Entertainment Center,Wall/Wall Carpet | 17.0 x 19.0 | Lower |
Primary Bedroom | Balcony/Deck,Full Bath,Walk-In Closet,Hardwood Floor | 18.0 x 23.0 | Upper |
Rec/Play Room | Vaulted Ceiling,Built-Ins,Dry Bar,Entertainment Center,Gas Log Fireplace | 19.0 x 27.0 | Lower |
Study | Built-Ins,Hardwood Floor | 14.0 x 18.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,556,000 | $2,556,000 | $2,556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $2,940 | $2,940 | $2,940 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $14,513 | $15,946 | $21,397 |
Total Monthly Payment | $17,578 | $19,011 | $24,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.