New roof 2024, foundation 2024! Step into a blend of comfort and convenience with this beautifully updated home nestled near the heart of vibrant downtown DeLand. Boasting modern amenities and classic charm, this residence presents the perfect opportunity for those seeking a primary home or a rental investment. This home features a modern kitchen, complete with sleek stainless appliances, rich wood cabinets, and a stylish tile backsplash, making meal prep a pleasure. With a dining room and two well-appointed bedrooms on the main floor complemented by two versatile rooms upstairs, there's ample space for family, guests, or a home office setup. Outside, an expansive back deck awaits, offering a superb setting for entertaining or simply unwinding in the privacy of your fenced backyard oasis. Follow the artfully laid stone pavers to a useful shed, enhancing the functionality of your outdoor space. Rest easy with a list of significant updates including an AC system installed in 2019. Plus, added peace of mind comes with the installed Vivint security system. This delightful residence is a seamless blend of contemporary living and timeless appeal, all within close proximity to shopping, dining, and schools. It's not just a house; it's the backdrop for your next chapter.
All information is deemed to be reliable but cannot be guaranteed. Buyer to verify all information.
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Our Executive Mortgage Banker:
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$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $50 | $50 | $50 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,508 | $1,507 | $1,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.