Be the very first to live in this home since its total renovation. This spacious open-floor home was stripped to the studs and rebuilt with a Contemporary design to include huge kitchen, three large bedrooms as well as two bonus rooms (windowed ground floor office and upstairs loft with forest and field views). Great curb appeal with a brick front, while a solid mahogany front deck that speaks quality. Enter the front door and be greeted by a vaulted ceiling, a wood fireplace, new hardwood floors, elegant kitchen with brand new stainless appliances around a large butcher-block island. Off the kitchen is a dining room as well as a mud room and laundry room. Comes with brand new dishwasher, electric range and extra large washing machine and dryer. Enjoy the groomed yard and flowerbeds, as well as a newly-fenced area for dogs. This quiet-road location is close to 320-acre Wicwas Lake, which offers fishing, boating, swimming as well as expansive conserved lakeside areas for hiking and snowshoeing. Real estate taxes will be determined by the town once the house is sold. The current taxes are based on the original 19-acre lot. The new taxes should be substantially less.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,600 | $399,600 | $399,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,659 | $2,625 | $3,370 |
Total Monthly Payment | $3,160 | $3,126 | $3,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.