DIRECT WATERFRONT 4 bedroom, 2. 1 bath w/ a 2 car garage located in the highly desired Saunders Point neighborhood on the Niantic River with easy access to Long Island Sound! Looking to get away from the city? The commute from Boston or NYC is within 2 hours. No beach or golf cart needed, just step outside your back door to the beach(The Oswegatchie Hills Club Association has an easement to use the beach). If you are looking to be in the center of the action whether it be relaxing on the beach, going to the park or partaking in numerous water activities on the Niantic River, this is the house for you! OHC membership is not mandatory but for a fee of $200 a year it offers so much inc. beach access, a park across the street from you, clay tennis courts, bocci ball courts, golf course, basketball courts & several River access points within the neighborhood. There are numerous social activities. Hiking trails at Oswegatchie Hills Nature Preserve are within walking distance as is Three Belles Marina. See disclosures for dock & easement info. FEMA "newly mapped policy" is assignable for owner occupied/vacation home occupants.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 18.0 | Upper |
Bedroom 2 | Half Bath,Hardwood Floor | Main | |
Bedroom 3 | Hardwood Floor | 11.0 x 18.0 | Upper |
Dining Room | Hardwood Floor | 13.0 x 15.0 | Main |
Kitchen | Granite Counters,Tile Floor | 13.0 x 14.0 | Main |
Primary Bedroom | Stall Shower,Sliders,Walk-In Closet,Hardwood Floor | 16.0 x 21.0 | Upper |
Sun Room | Hardwood Floor | 7.0 x 13.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $984,000 | $984,000 | $984,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,280 | $1,280 | $1,280 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,510 | $5,979 | $8,106 |
Total Monthly Payment | $6,915 | $7,384 | $9,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.