Under Construction. Brand new waterfront lake home estimated completion of August 15, 2024. (Picture is of model). No HOA. The home offers granite in kitchen and both baths, as well as solid wood cabinetry with 42" kitchen cabinets. There is tile throughout. Home warranty. Home includes 4 bedrooms, 2 bathrooms, 2 car garage. Concrete block home with stucco finish, matching granite kitchen counter tops with full wall backsplash. Granite in both bathrooms. Master has vaulted ceilings, custom tile walk-in shower, upgraded large soaker bathtub, walk-in closet, toilet closet, and double sinks with upgraded faucets in owner's suite. Laundry room is located inside home adjacent to kitchen and master bedroom. Extra storage space included in indoor laundry room. UPGRADED, solid wood cabinetry ESPRESSO color in kitchen and baths. Kitchen cabinets offer self-closing/ soft close. SS fridge, glass top range, microwave & dishwasher. Recessed lighting and chandelier in kitchen and foyer with tear-drop lighting at bar counter. Eat-in space in kitchen plus breakfast bar. Swing doors throughout. Rear sliding glass door. Upgraded 5. 5 base trim throughout. Upgraded energy-efficient windows. Home qualifies for both home-owners insurance and energy discounts. Safe room. Large backyard. Brand New Home! Lifetime shingle warranty with GAF manufacturer. All measurements are approximate. Amazing rear view on Lake Lucerne
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,699 |
Total Monthly Payment | $2,336 | $2,307 | $2,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.