Nestled on a quiet dead-end street in the heart of Watertown, this charming colonial with 2 bedrooms and 1. 5 baths is move-in ready as a starter home or if you are downsizing. A perfect condo alternative! The primary bedroom boasts two closets, including a spacious walk-in, while the second bedroom boasts a bright, cheerful atmosphere. You'll enjoy the newly renovated upstairs bathroom with a seamless glass shower and the convenience of the first-floor laundry and mud room with a half bath. Prepare delicious meals in the quaint retro kitchen, complete with a newer gas range, new stainless steel refrigerator, and ample storage. But the real jewel of this property is its private backyard oasis. Backed by conservation land, this backyard space presents tranquility and privacy with no view of neighbors. Multiple fruit trees, berry bushes, raised beds, and a sprawling 17' x 35' fenced-in garden with a greenhouse await your green thumb to let your veggie harvest dreams flourish. This meticulously maintained home presents a blend of comfort and functionality with several cost-saving features that make for easy living, including new solar panels with a low fixed monthly cost, efficient natural gas heating, a new hot water heater, vinyl siding, and a newer roof. Enjoy the convenience of city water, city sewer, and high-speed fiber internet. Relax and unwind on the large screened-in porch surrounded by vibrant perennial gardens. Let your pets roam freely with the property's in-ground invisible fence system. Take a short stroll to restaurants and Main Street Watertown. The oversized one-car garage with attached back storage shed provides ample space for your car and all your gardening essentials. This hidden in-town gemboasts a unique blend of privacy and charm. Don't miss your chance to make it your own!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 8.6 x 11.7 | Upper |
Dining Room | Hardwood Floor | 10.2 x 10.2 | Main |
Full Bath | Remodeled,Stall Shower,Tile Floor | Upper | |
Kitchen | 10.3 x 10.6 | Main | |
Living Room | Hardwood Floor | 10.5 x 18.0 | Main |
Primary Bedroom | Hardwood Floor | 14.6 x 12.3 | Upper |
Sun Room | 6.2 x 16.5 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,960 |
Total Monthly Payment | $1,917 | $1,915 | $2,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.