Seller OFFERING $5, 000 in buyers concessions for interest rate buy down OR down payment assistance! Welcome to Florida lifestyle living in the well thought out community of Country Creek. This spectacular home built in 1998 is situated on a 0. 63 acre lot with mature oak trees throughout the property, and a pond out back perfect for catch and release. The home boasts 2, 005 sq ft of living space, 4-bedrooms, 2 and 1/2-baths, newly renovated 6ft deep pool, and a 2 car garage. It has so many updates it is hard to list them all! In 2016 upgrades included a complete new AC unit, 3 new toilets, carpet, ceramic tile, interior/exterior paint, 83 gallon hot water tank. Pool upgrades were also done in 2016 for tile, a new heat pump, and 2 coats of pebble tech. The home also was retrofitted with a NEW ROOF in 2020. When you enter, the great room invites you in to the perfect space for entertaining with vaulted ceilings and sliding glass doors that leads you to the screened in pool area. For convenience on those hot summer days there was a 1/2 pool bath added to keep indoor traffic down. The open concept kitchen overlooks the great room and has a breakfast bar and separate dining area perfect for holiday gatherings. The interior includes a split plan with the master suite on the right of the home and the other three rooms on the left with their own private bathroom. The spacious master suite has your own private entrance to the pool, his and her walk-in closets and a master bath with a walk-in shower, oversized garden style bath tub, and dual vanity. Country Creek is located miles from Gene Witt Elementary, Nolan Middle, and Lakewood Ranch High School. I75, beaches, UTC and Ellenton malls, and SRQ and TPA airports are all in close proximity to this dream home! Get ready to own your own piece of paradise. Schedule your private showing today, this home speaks for itself! MUST BE PRE-APPROVED!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,206 | $4,115 |
Total Monthly Payment | $3,565 | $3,524 | $4,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.