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SELLER WILL HELP BUY DOWN INTEREST RATE WITH REASONABLE OFFER! FISHERMAN’S PARADISE~RURAL SETTING on PARKS LAKE in Beautiful Central Florida— The property includes a custom-built 4 BD/ 3 BA home on 1. 13 acres of lakefront living! Professionally designed landscaping with mature trees, tropical palms and decorative shrubs give a warm welcome on your arrival. Custom designed for entertaining and comfortable living, this 2, 257 Sq. Ft. home offers amazing lake views, open design, triple-split bedrooms and waterproof, luxury vinyl flooring. The foyer links to the formal dining room and to the spacious living room that gives a sweeping view and access to the lakefront amenities. A lengthy breakfast bar anchors the living room to the amazing kitchen that showcases custom wood cabinetry, gorgeous granite counters and decorative tile backsplash. Completing the kitchen is a walk-in pantry, stainless steel appliances and additional storage in hallway to the utility room and garage. The master en suite has lakeview, walk-in closets, bathroom with his & her vanities, tub w/shower and a water closet. Adjacent to this primary suite is an office or bonus room; it is also ideal for use as a nursery. The triple-split plan affords 2 bedrooms, a full-bath to share, and a guest room with its own bathroom and private entry at the lakefront porch. Enjoy sunsets or morning coffee on the covered 22x17 porch, enjoy lake days on the white sandy beach or boating/fishing/skiing on Parks Lake, a 102 acre lake that has sand bottom and is spring-fed. Clean your catch-of-the-day at the dock’s end storage build. Inviting paved walkways lead from the house to the lake and there is an outdoor hot/cold water shower handy after a swim or doing yard work. Nestled among citrus groves this rural property also includes a double detached carport for an RV/Boat/Rec. Vehicles, its own Communications Tower and the included parcels have attractive rail fencing. SR-60 and US-27 are easily accessible and it’s just a short distance to town for shopping & daily needs, plus just an hour away from Orlando International Airport and Central Florida's theme parks. CALL TODAY for a private tour of this Amazing Home, Peaceful and Stunning Surroundings!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.375% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.533% | 6.550% | 5.656% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,054 | $3,094 | $4,020 |
Total Monthly Payment | $3,367 | $3,407 | $4,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.