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Significant price repositioning! Come see this charming 2 story home in the historic district of Arcadia. Some of the notable features that give this 1942 home character are the white picket fence, enormous front porch, two story floor plan, original hardwood floors, walls and ceilings covered in ORIGINAL SHIPLAP, bay windows in one of 2 living rooms, magnificent staircase, tall ceilings, wooden doors and original fixtures here and there. . . only a few of treasured homes still exist and seldom is anything on West Oak St for sale. Seller has listed recent renovations and/or repairs to include such things as house leveling, the home was tented to treat for pests & WDO's, hurricane windows installed, new well pump for the exterior water spigots, all new appliance package, TWO new TRANE AC units AND new duct work. Home is over 2000 sq ft of charm and character. This 3 bedroom 1 bath home is waiting for some new owners to love it and make it a masterpiece again. Located in the historic district of Arcadia. It is but a short distance to the downtown historic business district that filled with boutiques, antique shops, restaurants, delis, Cowboy Corner, Neon Moon Saloon, Heard Opera House, live music, etc. . . Home is well placed on a big lot with a really big back yard and a huge shade tree. This will be an entertaining oasis when the porch, deck & fences are renovated. (wrap-around porch is in need of complete renovation) Bring your imagination, design & landscaping ideas. This is a "Pinterest project enthusiast's" / Handyman / "This Old House" enthusiast's dream come true. House currently connected to city water and sewer, well is for hose water. This is a diamond in the rough. priced to reflect the need for the rest of the restoration, cleaning and decoration.
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Our Executive Mortgage Banker:
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.055% | 6.256% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,344 | $1,361 | $1,747 |
Total Monthly Payment | $1,472 | $1,489 | $1,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.