DON'T LET THIS BEAUTIFUL HOME PASS YOU BY! OPEN WITH 3 SEPARATE SEATING AREAS ITS A HIDDEN GEM. NO FLOOD INSURANCE HERE!! Could have a 4th bedroom. Great for entertaining or relaxing. Outside patio off enclosed Florida room area ideal for grilling or outdoor entertaining. Kitchen has abundant cabinet storage and open to the family room which has built in cabinets and a wet bar. Split bedrooms for additional privacy. Florida room has impact windows with beautiful wood trim and crown molding which continues through formal living/dining area. The formal dining area can easily seat 8-10 around a table. There is a swan 9 security camera system that stays with a viewing screen. The inside of this home has an easy flow to it for comfortable living. This home is situated on a corner lot with tons of wonderful plantings including a garden that can add to your table should you desire to continue caring for these delightful plantings. Tucked away right off Ridge Road in this welcoming area that is close to shopping and dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,822 | $2,370 |
Total Monthly Payment | $2,093 | $2,093 | $2,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.