Location, location, location!! You can see by the pictures that downtown Punta Gorda is just minutes away and so is the big water of Charlotte Harbor. This home was built in 2015 and is now a 2 lot property with 140 ln. ft. of waterfront after this seller bought the lot next door and had a unbelievable 36 x 32 ft. steel garage built on the extra lot in 2023. The driveway is an oversized 3 lane width so plenty of parking for all the family and friends. A 97 ft. canal walk way leads into a tiki hut boat slip and dock area that is another 18 x 14 that was also installed in 2022. The waterfront is finished off with a heavy duty vinyl seawall as well. The back porch attached to the home was added in 2021 and is approx. 20 x 12. The front entry porch was just completed in 2024 and is approx. 8 ft. wide by 24 ft. long. The air conditioner was replaced in 2021. The roof was also replaced new in 2023. All the flooring inside is new in 2023. New counter tops with stainless steel appliances were new in 2023. So many upgrades and so many new additions that this 15, 400 sq. ft. lot and home is a water way wonderland. The only issue with this home is that you will have a hard time getting your chores done when you are napping on the dock in the shade with the breeze, or are in the garage watching football while grilling on the patio. This home is absolutely immaculate at all times. The inside of the huge garage has a workshop area, a large sit down T. V. area and a card table area as well. A large 32 x 8 ft. canopy porch off the back of the garage with high end adirondack chairs is a perfect place to grill! The boat lift is a 10, 000 lb lift installed in 2023. The boat ride to open water is very short and very scenic as well. You exit the Alligator Creek canal and can always stop in at the Riviera Restaurant and Pub for a great meal or some drinks. All the high end patio furniture stays with this home except for the one rocking chair on the porch. Inside, all the feet on ground furniture stays as well except for a few personal end tables. So this home is ready to go and there is literally nothing to do once you move in. There are 8 golf courses within a 20 minute drive for all you golfing enthusiast and so many great restaurants and pubs right downtown with a variety of different cuisines to choose from. Or you can catch your own meal right out back as fishing is plentiful in these canals. There is tarpon, snook, red fish, snapper and catfish and you can do this while sitting in the shade of your Tiki Hut!! The shed you see in the pictures will give you another 12 x 10 for additional storage or lawn equipment. Please notice that on the side of the garage there is enough room for 2 large size RV's and a 50 amp RV outlet is already installed with running water as well. Punta Gorda has also become a huge pickle ball town with the new pickleplex just completed with lots of league play and tournaments. You can enjoy the walking paths that are miles long that are right on the Charlotte Harbor water way and a huge playground in the harbor side park as well. All different kinds of iconic places to enjoy a fine dining experience or friendly pub for a drink by the water including the large tiki huts by the bridge with weekend bands and entertainment. The Saturday morning farmers market is a fan favorite as well. So hurry now and schedule your appointment for this one of kind double water front lot with all of these amazing updates over the past 2 years!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,920 | $543,920 | $543,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,664 | $3,615 | $4,587 |
Total Monthly Payment | $4,099 | $4,050 | $5,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.