Welcome to this classic colonial residence, situated on 2 professionally landscaped acres located on a private dead-end street. This center hall house offers generous principal rooms . The formal living room with fireplace and hardwood floors provides a comfortable space for gatherings. The formal dining room is ideal for family meals and entertaining guests, and it connects seamlessly to the eat-in kitchen, which features modern Viking appliances, plenty of cabinetry, and ample counter space for all your cooking needs. Additionally, there is a dramatic sun-drenched great room with stone fireplace and another sitting room good for library space. On the second floor, you'll find the primary bedroom suite, complete with a private ensuite bathroom. Additional bedrooms on this level are designed to provide comfortable and functional spaces for family and guests. Conveniently located, this home provides easy access to town, transportation, and well-regarded Cold Spring Harbor schools. Located in the Inc. Village of Lloyd Harbor with Village park, tennis mooring and beach rights . Schedule your private showing today and discover the charm and warmth of this lovely property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,460,000 | $1,460,000 | $1,460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $2,842 | $2,842 | $2,842 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,176 | $8,989 | $12,124 |
Total Monthly Payment | $11,143 | $11,956 | $15,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.