Presented byJames Millington - The Millington Team |
This one has it all folks! Owned and meticulously cared for by the same owners for over forty years, this large expanded Cape is seated in a great Bayview location. Just a stones throw from Calf Pen Meadow School and just far enough from the beach where NO FLOOD INSURANCE is required, you get the best location without the added expense. Did I mention a full in-law apartment with their own private entrance? For those with that family member in need or just looking for some additional rental income, this private unit is the one for you! As you walk in through the front door you're immediately greeted by a large open floor plan for the kitchen and dining room area with a fireplace and standalone island. Upstairs is a master bedroom with a walk in closet and two additional bedrooms. A nicely fully updated bathroom is also featured upstairs. Back downstairs is an attached screened in porch area perfect for morning coffee or dinner on a warm summer evening. Back inside as you travel through the hallway is another full bath and large family room area with two large sets of patio doors bringing in just the right amount of sunlight. Attached is a large garage and workbench area capable of housing two vehicles. Up above is the private one bedroom in-law apartment with two entrances, their own kitchen and bathroom for all your needs. Overlooking a private fenced in backyard/patio and also featuring a partially finished basement with a bar area this one will meet all your families needs!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Skylight,Balcony/Deck,Beams,Ceiling Fan,Full Bath | Upper |
Dining Room | Fireplace,Hardwood Floor | Main |
Full Bath | Full Bath | Main |
Full Bath | Full Bath | Upper |
Kitchen | Breakfast Bar,Eating Space,Tile Floor | Main |
Kitchen | Skylight,Beams,Ceiling Fan | Upper |
Living Room | Balcony/Deck,Ceiling Fan,French Doors,Wall/Wall Carpet | Main |
Primary Bath | Remodeled,Full Bath | Upper |
Primary Bedroom | 9 ft+ Ceilings,Ceiling Fan,Walk-In Closet | Upper |
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William Raveis Real Estate
Phone: 203.258.1049
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William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $739 | $739 | $739 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,778 | $3,592 |
Total Monthly Payment | $3,612 | $3,609 | $4,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.