Original Smallwood cabin family owned for over 50 years. This 4 bedroom 3 bath cabin has all the original wood detailing, wainscoting, wood flooring, built-ins and character of a smallwood home. It is three season but can easily be made year round as it has a drilled well and a new roof (5yrs). It is a large level lot perfect for recreation. There is a lovely front sleeping porch with vaulted ceilings and kitchy wood detailing. The large living room features a vaulted ceilings and stone fireplace. Two of the bedrooms have attached baths and the other two share a bath. A county kitchen with original red formica counter, bungalow stove and double porcelain sink and built in china cabinet. There is a summer dining area off the kitchen that leads to the back yard. Smallwood is airbnb friendly as there is no manditory HOA. You can join the club at Smallwood should you decide which gives you access to the community pool and clubhouse, and a separate lake access pass that can be aquired for nominal fee for you and your guests. Smallwood has a dog park, waterfall and a beautiful Mountain lake for boating and swiming. Minutes from Bethel Woods Performing Art Center, local eateries, farm markets, Resorts World Casino and Kartrite waterpark. Easy to show and ready for a new chapter! Smallwood NY, Zip Code: 12778, or Mongaup Valley Zip Code 12762
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,197 | $1,580 |
Total Monthly Payment | $1,516 | $1,498 | $1,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.