This stunning apartment features high ceilings, an in-unit washer and dryer, and low monthly maintenance, all nestled on a peaceful, tree-lined street. The updated kitchen boasts a breakfast bar and top-of-the-line stainless steel appliances, including a dishwasher, a high-end Bertazzoni gas range and microwave, and an in-unit Bosch washer and dryer. The spacious living/dining area, flooded with natural light from three oversized windows, offers a versatile layout perfect for a comfortable living space, dining area, and even a home office. The primary bedroom is spacious enough to accommodate a king-sized bed and features a walk-in closet. In addition, the well-managed co-op building has recently renovated common areas, modern security features, and amenities such as bike and AC storage, all overseen by a full-time superintendent. Plus, pets are welcome! Neighborhood amenities are plentiful with public transportation nearby (2/3 and 6 lines, Metro North) and Harlem’s restaurant row within close proximity. Enjoy Harlem’s many restaurants, coffee shops, bakeries, cultural destinations and shopping. Central Park and Marcus Garvey Park are both nearby, including a dog park just around the corner. Gifting and 10% down payment is allowed. HDFC – 165% AMI income restrictions apply as follows: $256, 245 - four $230, 670 - three $205, 095 - two $179, 355 - Individual
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Our Executive Mortgage Banker:
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$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,827 | $3,702 |
Total Monthly Payment | $2,922 | $2,919 | $3,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.