Welcome to 154 S. Benham Rd - This Contemporary Raised Ranch is open and airy with lots of light set on a private lot with woodlands across the street. Included in the main floor square footage (1 bedroom 1 bath is not include in room count, total of 6 bedrooms 5 baths) is a 676 s. f. legal in-law apartment built for Handy Cap accessibility and has its own heating (gas)A/C and hot water systems. The main house has cathedral ceilings in Living/Dining area and master bedroom adding to the contemporary open floor plan. The lower level has garage space for 4 cars (tandem) and an additional 504 s. f. workshop with own heating system (exterior entrance). The lower level has 2 bedrooms, full bath, family room with hot tub and Laundry room. Almost all windows in home have been replaced this year and a new oil tank in 2023. If you're looking for lots of space this home will not disappoint!!
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath,Wall/Wall Carpet | Main |
Bedroom 2 | Main | |
Bedroom 3 | Main | |
Bedroom 4 | Wall/Wall Carpet | Lower |
Dining Room | Cathedral Ceiling,Combination Liv/Din Rm,Sliders,Hardwood Floor | Main |
Living Room | Cathedral Ceiling,Beams,Ceiling Fan,Combination Liv/Din Rm,Wood Stove,Wall/Wall Carpet | Main |
Primary Bedroom | Skylight,Vaulted Ceiling,Ceiling Fan,Full Bath,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,722 |
Total Monthly Payment | $4,764 | $4,760 | $5,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.