***NEW PRICE OFFERING*** SELLERS ARE MOTIVATED***Welcome to this Beautiful Open Concept 3 bedrooms, 2 bathrooms, with Bonus Den. Set on a generously sized lot. In the highly sought-after area of Talavera Community with LOW HOA! This Sentinel model by M/I HOMES builder has only had one owner since purchased in 2021, beautifully well maintained home. When you enter through the welcoming lengthy bright and airy foyer. To one side you will find two bedrooms split by a shared full bathroom, Utilize the den on the opposite side of the foyer as a Flex room, or use this space as your home office. A spacious indoor laundry room, Grand 2-car attached garage that can be used as workshop, for storage and a home gym to complete the space for you to call home. Also, RING doorbell included. Moving through the home you will find a generously sized Kitchen perfect for Culinary Enthusiasts Adorned with top-of-the-line stainless steel appliances, with plenty of cabinets, large sized pantry with an island that overlooks the spacious Great Room perfect for family movie night/Game night and entertaining guests. Recessed lights throughout. Off to the side in a private area is the owner‘s suite, with a stunning view of the pond and conservation, the perfect place to relax and unwind after a long day. The owner‘s suite features a spacious walk-in closet for his and hers, an en-suite bathroom with walk-in shower. Dual sliding glass doors in the great room lead to a large, trussed lanai, Perfect for outdoor entertainment and BBQ'S. Indulge yourself in the serene views of tranquil pond for relaxation after a long day, no rear neighbors ever. Privacy fence on both sides of home. The Talavera amenities include a resort sized heart shaped pool with a splash pad, tennis, basketball courts, clubhouse, community social events, food trucks on the weekends, with many festive family fun events throughout the year. The community is Golf-cart friendly with well-maintained sidewalks for biking, walking and running. Quick Access for commute to the Major Hwy I 75 and the Suncoast Parkway. With local shopping and dining. Do not pass this opportunity to make this house your home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,887 | $2,434 |
Total Monthly Payment | $2,520 | $2,518 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.