Explore the charm of the delightful neighborhood of Valencia Grove, nestled among the serene oak canopies of Safety Harbor. This tranquil home, mere moments from Phillipe Park and its boat ramp, offers easy access to Downtown Safety Harbor's array of local shops, dining spots, and the famed Safety Harbor Resort and Spa. Safety Harbor thrives with community events like Festivals, Farmers Markets, and Art Shows, making it a coveted locale in North Pinellas County. Step into this inviting ranch-style home bathed in natural light, where a versatile floor plan awaits your personal touch. Featuring two bedrooms, two bathrooms, and ceramic tile throughout, this residence promises comfort and a touch of Florida paradise. Ample living space is ideal for both entertaining and relaxation, with an open-concept layout seamlessly connecting the living room, dining area, and kitchen. The primary bedroom boasts an en-suite bathroom for added privacy, providing a perfect retreat. Recent upgrades include a new stainless steel refrigerator (2023), and new stainless steel glass top range (2024), new stone vanities in both bathrooms, a new toilet in the primary bathroom, fresh paint throughout, and a new hot water heater (2023). Outside, a spacious backyard invites endless possibilities, whether you envision barbecues, gardening, or simply unwinding in the screened lanai. A one-car garage offers convenience and protection from the elements. Safety Harbor is renowned for its picturesque landscapes and family-friendly environment, with easy access to parks, eateries, shops, and major highways connecting to Tampa, Clearwater, and beyond. Don't miss the chance to make this Safety Harbor gem your own. Schedule your private showing today and experience firsthand why this home and its surroundings are truly special.
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$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,074 | $2,631 |
Total Monthly Payment | $2,518 | $2,490 | $3,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.