Motivated Seller!! This charming home offers the perfect blend of affordability, comfort, and quintessential Florida living, right in the heart of Spring Hill. Situated in a peaceful neighborhood, this spacious residence is ideal for first-time home buyers, growing families, couples seeking a tranquil retirement, or anyone in search of a prime Florida residence. Boasting 3 bedrooms and 2 baths with a split floor plan, this home provides ample space for family members and guests alike. The cathedral ceiling adds an airy touch, enhancing the open feel of the home. The generously sized master suite features an en-suite master bath with dual vanity sinks and a walk-in shower. The open-concept design seamlessly connects the living room and dining room, creating an inviting space for entertaining. The kitchen, complete with a large eat-in dining area and a bay window overlooking the backyard. Indoor laundry room. Step outside to your private outdoor oasis and enjoy the beautiful Florida weather. Cool off in the pool and relax in the screened, covered lanai, which provides the perfect space for relaxation and outdoor gatherings or watching the sunsets in the evening. Conveniently located, you're just moments away from shopping centers, restaurants, schools, and medical facilities. Enjoy nearby attractions such as Weeki Wachee Springs and Buccaneer Bay Waterpark, only a few miles down the road. With easy access to major highways, this vibrant community is ideal for both work and play. Don't miss this opportunity to own a piece of Florida paradise. This property is ready to welcome you home! Roof was replaced in 2017 and HAVC is being replaced 9/20/2024
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,435 |
Total Monthly Payment | $2,139 | $2,138 | $2,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.