(To be built) Invite the outdoors in. The Spruce residence is designed in response to its natural setting marked with distinctive mature growth Spruce trees which tower up from the earth, punching through the landscape. The form encompasses a unique interior courtyard and covered porch offering interior spaces surrounded by the calm of the rural setting. Indoor/outdoor living at its finest, Spruce is a joy to experience! Spruce is sited on approx 6 private primarily wooded acres accessible from a quiet country road and surrounding bucolic farm landscapes. The property inspires interiors with natural textures and a luxurious modern simplicity. The architecture is comprised of a singular distinctive exterior form with dramatic shed roof. Entering the residence, the central courtyard clad in glazing offers a unique and immediate re-connection with nature. Living spaces on the main level are open plan and share views into the courtyard. The dramatically glazed great room offers views to the landscape and exit into the courtyard and outdoor spaces. The spacious primary suite is located on the first floor offering easy access and privacy separated from the living spaces, with step out to covered porch which can be optionally enclosed with automated screens - the perfect spot for lazy afternoon lounging. The primary bathroom includes a freestanding bathtub, shower, double vanity and WC. Continuing from the staircase onto the upper level are two guest bedrooms with shared bath and generous sized closets. OPTIONS: Add a detached two car garage or carport, designed in a form complimentary to the residence. Exterior living spaces offer additional options for upgrade including outdoor kitchen, pool and patio, greenhouse and gardens to customize to your specific interests. The residence's interior design features luxury materials including oak hardwood floors, designer finishes, Danish cabinetry, Bosch appliances and high efficiency HVAC. Includes septic, private water well, underground utilities and driveway. 3 bedroom, 2. 5 bath, and approximately 2, 120 finished SF. The property is private, primarily wooded acreage with interspersed mature trees and option to acquire adjacent 6 acre parcel for double acreage. A quintessential country property minutes from the villages of Rhinebeck and Red Hook. , AboveGrade: 2120, AMENITIES: Medical Facility, Basement: Interior Access, Below Grnd Sq Feet: 720, Cooling: Heat Pump, Zoned, EQUIPMENT: Carbon Monoxide Detector, Smoke Detectors, ExteriorFeatures: Outside Lighting, FLOORING: Ceramic Tile, Wide Board, Wood, FOUNDATION: Concrete, Heating: Zoned, InteriorFeatures: Electric Dryer Connection, Electric Stove Connection, Sliding Glass Doors, Walk-In Closets, Washer Connection, OTHERMFTRS: Ceramic Tile Floor, OTHERROOMS: Foyer, ROOF: Metal, Unfinished Square Feet: 720
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,588,000 | $1,588,000 | $1,588,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,267 | $10,037 | $13,400 |
Total Monthly Payment | $9,402 | $10,172 | $13,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.