PRICE ADJUSTMENT: Don't miss out on this beautiful like new 4-bedroom 2 bath home with countless upgrades. The flow between the covered front porch, spacious entryway, and screened back patio creates a welcoming atmosphere ideal for both family gatherings and entertaining guests. The bright, open split floor plan includes 9' ceilings, a beautiful, upgraded kitchen w/ Whirlpool appliances, 42in upper cabinets, granite counter tops w/ bullnose edge and a separate pantry. A large conveniently located laundry room w/ storage is offset between garage and kitchen. On either side of the front entry is a formal coffered ceiling dining room and the 4th bedroom which could be utilized as office/den. Primary en suite features a tray ceiling, walk- in closet, granite countertop w/ double vanity, walk-in shower w/ floor to ceiling tile & private WC. Crossing the great room from the primary bedroom, there are two bedrooms and a bath. Seller installed 1ft width of pavers to either side of the driveway and a vinyl fence around the large, private backyard. The following upgrades were added by the builder at the seller's request: bull nose edge granite countertops in wet areas, all flooring is durable luxury vinyl in a wood pattern, upgrade kitchen faucet, floor to ceiling tile in each bath, 2 panel plank interior doors, 42in cabinets, laundry cabinets, attic stair access, stainless appliances, 5 1/4" baseboards, marble windowsills, whole house blinds, LED lights throughout, eased height toilets, easy clean windows, rounded corner bead, full house gutters, wired for generator, and hurricane shutters. Neighborhood has underground electric from street to home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $323,920 | $323,920 | $323,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,182 | $2,755 |
Total Monthly Payment | $2,312 | $2,257 | $2,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.