3970 La Costa LANE, Largo, FL, 33771 | $270,000

Welcome to the quiet community of Belle Oak Villas in the heart of Pinellas County!! Desirable non-age restricted move-in ready villa. This lovely and charming home is Move-In Ready and fully furnished with all kitchen appliances and offers 2 very spacious bedrooms and 2 full bathrooms. It features vaulted ceilings, a new Roof in 2022 and a new AC unit (2021) Newer tile flooring throughout the home. Full size Washer and Dryer (2021) are also included! Take a dip in one of the two sparkling pools, or simply relax on one of the benches overlooking the picturesque pond. Very Low HOA fee of $80 a month paid quarterly. High and dry in Flood zone x which currently requires no flood insurance. Close to shopping, Eagle Lake Park, Largo Central Park, and 20 minutes to Tampa International Airport and St Pete airport, and within driving distance to all of Pinellas County’s renowned beautiful sandy beaches, there’s nothing not to love about this turnkey home. This unit would make a great investment as a rental unit for All Ages and is ready to go. Do not delay, schedule your appointment today!

Features

  • Amenities: Pool
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1986
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,036
  • Acreage: 0.04
  • Est. Taxes: $3,772
  • HOA Fee: $240 Quarterly
  • Lot Desc: Cul-De-Sac
  • Elem. School: Southern Oak Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: U8249410
  • Days on Market: 105 days
  • Website: https://www.raveis.com
    /prop/U8249410/3970lacostalane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/18/2024 12:36:49 AM)
Listing courtesy of CENTURY 21 RE CHAMPIONS   Phone: 727-398-2774

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3970 La Costa LANE, Largo, FL, 33771

$270,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $216,000 $216,000 $216,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $314 $314 $314
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,474 $1,436 $1,852
Total Monthly Payment $1,863 $1,825 $2,241

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.