Preferred Lender is offering 1% interest rate reduction for first 12 months to qualified buyers at no extra costs to the buyer. Welcome to your ultimate retreat in the exclusive gated community of Bell Creek Preserve. Built in 2018 by William Ryan Homes this Sandalwood model sits on an oversized lot nearly a 1/4 acre. This 4-bedroom, 3. 5-bathroom, 3-car garage masterpiece offers unparalleled luxury and comfort. Upon entry, you're greeted by an inviting open floor plan with 9 foot ceilings, 8 foot doors, and gleaming solid wood floors flowing through the great room and kitchen. The spacious great room features built-in surround sound, perfect for entertaining or cozy family gatherings. The kitchen is perfect for entertaining. A culinary delight boasting beautiful granite countertops, stunning upgraded 42" dark wood cabinets providing ample storage, and stainless-steel appliances. The primary bedroom, conveniently located on the first floor, offers a peaceful retreat with an ensuite bathroom featuring dual vanities, a shower, and a large walk-in closet for all your storage needs. Storage solutions are abundant throughout the home. Upstairs, you'll find three additional generously sized bedrooms and a versatile loft area ideal for a home office or playroom. There are also two additional bathrooms upstairs, ensuring convenience for all residents. Step outside through the French doors to your private backyard oasis, complete with a large heated saltwater pool adorned with fountains, sun shelf and umbrella insert for lounging, an expansive patio covered in elegant pavers, separate zone for surround sound, and wired for cable. The spacious backyard offers plenty of room for children to play and can accommodate a swing set or provide space for pets. Bell Creek Preserve provides a serene environment with its gated access, playground, and meticulously maintained surroundings. Residents enjoy the convenience of low HOA fees, only $117 per month, and no CDD fees. Pride of ownership is evident throughout the home, making it a standout in one of the area's most sought-after communities. Don't miss out on this exceptional opportunity. Schedule your private tour today and experience luxury living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,379 |
Total Monthly Payment | $4,274 | $4,271 | $5,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.