Semi-attached vacant Brick 1 family home with 8 finished rooms, 2 side door entrances, 2 electric and TWO GAS METERS. Great potential to use as a LARGE 1 family with possible potential to convert to a 2 family, with re-configuration of the interior and other code upgrades. Additional property features include; a front yard, plus a back yard with a 1 car detached garage and both a garden and paved section. There is a high ceiling basement that spans the entire footprint of the house providing additional living/storage space with an additional full bathroom. The top floor includes 3 bedrooms and 1 full bath and a large patio area. One room has both water and gas plumbing. The main floor includes 5 finished rooms, a grand foyer entrance with an attractive staircase. Plenty of closets space, high ceilings, hardwood floors, grand windows and other attractive features from an era where space and visual athletics were a top priority. Great living or investment potential in the right hands! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Detached,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
Total Monthly Payment | $3,324 | $3,282 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.