Welcome to West Gilgo Beach - a private gated oceanfront community on Long Island's South Shore. A unique sanctuary situated between the Atlantic Ocean and the Great South Bay. With only 80 homes, this slice of paradise offers a rare blend of privacy and natural beauty. Just a 50-minute drive from New York City, it is the the perfect location for a peaceful getaway or a full-time residence. Beautifully renovated in 2018 with meticulous attention to detail, this stunning home boasts 4 bedrooms, each with water views, and 3. 5 bathrooms spread across three levels of living space. Outside, mahogany decking wraps around the home, providing multiple areas for relaxation or entertainment. Inside, an open-concept living and dining area features a fully renovated kitchen and a cozy gas fireplace, seamlessly blending coastal charm with modern comfort. Upstairs, you'll find three bedrooms and two full bathrooms along with two private outdoor decks, each offering water views. The lowest level offers a versatile bonus area for customization, along with a full bathroom, a two-car garage, and ample storage for beach toys. Essential coastal amenities include central air conditioning, two outdoor showers, a sun porch, remote-controlled awnings and blinds, a full-house water filtration system, and a generator. Outside, the home is clad in cedar shake siding with Anderson windows and features professionally landscaped perennial gardens with in-ground sprinklers. Featuring an expansive driveway capable of accommodating ample guest parking. Just a few minutes walk away from the home, residents enjoy private access to both the ocean and bay, complete with storage for kayaks, paddle boards, and sailboats. Community amenities include a marina (with a waiting list), tennis, pickleball, and volleyball courts, ball fields, a playground, and a non-denominational house of worship. For outdoor enthusiasts, enjoy direct access to the Ocean Parkway Coastal Greenway Bike Path that offers a scenic 20-mile trail along the water, perfect for cycling and jogging. In the summer, walk or bike to nearby attractions like Tobay Beach and Gilgo Beach Inn offer food, live music, and a vibrant local atmosphere. Plus, the Jones Beach Amphitheater hosts a summer concert series just 2 miles away. Conveniently located, the Wantagh Long Island Rail Road station is a short 10-minute drive, providing easy access to New York City. Included in the Town of Babylon Land Lease is an annual fee of $4, 000, with WGB Association dues of $1, 300 per year covering water and community maintenance. Embrace coastal living at its finest - all that's left is to unpack your bags and enjoy your private beach retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,645 | $1,645 | $1,645 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,712 | $6,280 | $8,470 |
Total Monthly Payment | $7,482 | $8,050 | $10,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.