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7 Spring Street, Middletown, CT, 06457 | $275,000
Charming colonial style home in the heart of Middletown. The spacious living area features abundant natural light highlighting the period details including wide board floors, exposed beams and fireplaces. The current owners purchased this historic property 40 years ago and converted what was then a 2 family home into their office space. The B1 zoning includes opportunity and enterprise zones allowing for many possibilities including single family home, multi family home(Wesleyan University is less than a mile away) urban care living units and office space. This flexible space with 3 separate entrances including front, rear with ramp and a second floor separate entrance make for endless possibilities. Newer gas furnace and hot water heater installed in 2021. There is a spacious parking area adjacent and included with this property that can park 10 plus cars. The proximity to Rt. 9, the Arrigoni Bridge, many fabulous restaurants, bars and coffee shops is the icing on the cake. Please note no kitchen or full baths on either floor as this was being used as office space for a private practice. Cash buyer preferred-if seeking a mortgage would likely require renovation loan. Buyer to do their due diligence for any approval of use with town hall.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1850
- Garage: None,Off Street Parking
- Heating: Hot Air
- Cooling: Central Air
- Basement: Partial,Unfinished,Concrete Floor
- Above Grade Approx. Sq. Feet: 2,158
- Acreage: 0.17
- Est. Taxes: $5,047
- Lot Desc: Level Lot,Open Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: None
- MLS#: 24029595
- Days on Market: 76 days
- Website: https://www.raveis.com
/prop/24029595/7springstreet_middletown_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Living Room | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
7 Spring Street, Middletown, CT, 06457
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
| Total Monthly Payment | $1,960 | $1,958 | $2,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524