Welcome to the Captain David Perkins House, an 1825 twin-chimney colonial home sited on a well landscaped corner lot just 7/10ths of a mile to North Beach via sidewalks and direct access to a sleepy neighborhood to the rear for walking and biking. The original ancestors to Captain Perkins remained in the home until 1979 when the current owners purchased the home and have remained in it for the past forty-five years. The home comes repleat with period moldings, multiple fireplaces(3), built-ins and charm and character not found in today's homes. Random-width pine flooring, a delightful custom island kitchen (2010) with honed granite counters which is open to the formal dining area inspiring many conversations in the hub of the kitchen/eating area. Elegant entry foyer has a formal living room to the left and a cozy family room to the right. A 20'4"x9'0" fenced-in brick courtyard with trellis leads you to a beautiful mudroom connector also built in 2010 which attaches the main home to the 23'x28' barn which features a generous amount of second floor storage and semi finished, bright and sunny second floor art studio. You'll love the home's location just steps from the ocean and beach and just minutes from all area schools, the library and shopping. It's a wonderful place to call home and to start making memories of your own.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $533 | $533 | $533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,195 | $5,323 |
Total Monthly Payment | $4,824 | $4,820 | $5,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.