Don’t miss this amazing opportunity to own over 13 acres near the shores of Lake Champlain! This property includes a 3 bed, 3 bath home, a detached 2 car garage with a finished 1 bed, 1 bath apartment above, a 2-stall barn, greenhouse & tool shed. Take advantage of the apartment space that has had a great rental history with steady income! The main house welcomes you home with a cozy living room where you can sit in front of the wood burning fireplace with a gorgeous tiled surround. The dining room is a sunny oasis with windows on 3 sides & radiant heat under the terracotta-style flooring. The kitchen has a great, functional setup with soapstone countertops on 3 sides, tile backsplash, granite sink, new stainless steel appliances & a center island with seating space & recycled butcher block countertop. There’s also a walk-in pantry & small office space just off of the kitchen. The main level also has a half bath & a spa room with 2 skylights, a seating area, large soaking tub & tiled shower providing you a serene space to unwind. Upstairs you’ll find 3 large bedrooms & a full bathroom. The apartment provides a unique space for guests with everything they’ll need, plus a small deck with views towards Lake Champlain! Enjoy your peaceful surroundings from the front or back porch or put your green thumb to work in the greenhouse & raised garden beds. Great location near the North Hero State Park with opportunities for swimming, fishing, walking trails & more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,397 |
Total Monthly Payment | $4,969 | $4,965 | $6,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.