Price Adjustment and $4000 Seller Concession to Buyer. Gorgeous 4 Bedroom, 3 Bathroom, Single Family Home with 2 In-Law Apartments, on a huge lot, in the heart of historic Winter Haven. The photos don't lie. This is one beautiful and spacious home offering amazing options few other homes do. It has been completely and beautifully remodeled to modern standards from the roof down to the flooring. If you wish, you can lock an interior door or two and your home transforms into as many as 3 separate living spaces. Two of the bedrooms, which each have separate outside entry doors, can turn into separate In-Law Suites or Rental Units simply by locking the interior doors connecting to the main home. These two recently created Suites also feature their own private full bathrooms and euro-style kitchen areas. For all year enjoyment, there is a fabulous Screened Porch, an Attached Garage with an Automatic Door Opener, and an interior Laundry Room. This home not only looks fantastic, it has also been mechanically updated. The Roof is only 4 years old, Gutters have been installed, the home has been completely replumbed with ultra-modern PEX piping, the Electric Main Panel and Sub-Panels have been recently replaced, the Windows and Exterior Doors have been recently replaced, the Appliances are newer, and there is a newer storage shed mounted to a concrete slab in the back yard. Speaking of the huge yard, the owners have had professional plans drafted for a 2 Bedroom, 1 Bath, Auxiliary Dwelling Unit which is designed to fit comfortably in a portion of the oversized back yard. Need more motivation? Imagine living nestled Lake Howard, Lake Mirror, Spring Lake, Lake Silver and Lake Cannon. And enjoy having every entertainment, shopping, dining, and service option just a few blocks away as well.
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Our Executive Mortgage Banker:
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$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,898 | $3,677 |
Total Monthly Payment | $3,224 | $3,185 | $3,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.