EXTERIOR: Structurally engineered hurricane-resistant design, Steel reinforced concrete masonry construction, Architectural roof shingles with 25-year Manufacturer’s warranty, Enhanced architectural features including arch details & stone accents on front elevation (per plan), Hurricane impact front door, Hurricane impact windows & sliding glass doors (per plan), Wind-rated designer steel garage door with opener, Under roof lanai with Spraycrete floor, Aluminum fascia & vented soffit, Seamless gutters on front elevation (per plan), Designer paint schemes with premium exterior paint, Paver driveway, walkway & entry, Professionally designed landscape package, Fully sodded homesite with automatic irrigation system, Two hose bibs, Two GFCI protected exterior electrical outlets, Termite prevention treatment system.
ENERGY: PGT® Low E windows & slider doors, Digital programmable thermostat, High-efficiency HVAC system, 200 amp electrical service, R30 insulation in attic over living areas, Energy efficient water heater, Exterior vented exhaust fans in all baths.
CONVENIENCE & SAFETY: Smoke & carbon monoxide battery-backed detectors, Two pre-wired cable & one internet location, In-sink garbage disposal (non-septic homesites only), Premium low VOC interior paint, Epoxy-coated garage floor.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $713 | $713 | $713 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,892 | $2,429 |
Total Monthly Payment | $2,704 | $2,680 | $3,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.