You will fall in love with this beautiful 3 bedroom, 2 bath ranch on an attractive corner lot around the corner from the Westerly Yacht Club. This desirable location is minutes away from downtown Westerly and beaches. One level living at it's finest in this immaculate ranch. The large ensuite primary bedroom offers a spacious walk-in closet. The incredible kitchen features leathered granite countertops, pull out cabinet mechanisms and plenty of cooking space for the discerning chef. There are two additional generous sized bedrooms and one full bath. The layout is situated where the primary bedroom is on one side of house and remaining bedrooms sit at the other end of the central living room. A lovely ventless gas fireplace lights up with the flip of a switch. Sweet back deck and covered porch. Natural gas connected at street along with water and sewer. Two car attached garage. Newer central air system and compressor. Roof is 6 years young with solar panels on back side of house. The current lease is $133 per month. Solar system to convey to buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,106 | $3,106 | $4,040 |
Total Monthly Payment | $3,529 | $3,529 | $4,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.