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5 Fernery LANE, Safety Harbor, FL, 34695 | $549,000
A rare find in beautiful Safety Harbor! This absolute gem has been lovingly cared for by the same owner for the last 42 years and saw NO damage or flooding from Hurricanes Helene or Milton! With over 2000 square feet, three bedrooms, and two baths - this SOLID BLOCK single family home is ready for its new owner! The layout is fantastic with a split floorplan and two separate living areas, both with French door access to the large lanai. A wood-burning fireplace and vaulted ceilings add great character to the family room. The primary suite is generously sized, complete with a separate vanity space, large walk-in closet, and bathroom featuring a double vanity. Most of the windows have been replaced with hurricane rated impact windows for peace of mind during those summer storms. Large 24x24 tiles throughout the entirety of the home not only create continuity throughout but also make for very easy cleaning! An expansive backyard (with plenty of room for a pool and outdoor living!) secured by a newer vinyl privacy fence rounds everything out on this great property. Rest easy with a FREE one-year Old Republic Home Warranty covering all those major mechanical items in the home! Fernery Lane is a quaint little street with only twelve homes on the cul-de-sac and situated high and dry in a NON-EVACUATION ZONE, requiring NO FLOOD INSURANCE. Located less than ten minutes to both Philippe Park and award-winning Safety Harbor Spa, you could easily enjoy downtown Safety Harbor and all it has to offer! Don’t delay, schedule your appointment today!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 120 x 80
- Laundry: Inside, Laundry Room
- Style: Ranch
- Year Built: 1980
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,021
- Acreage: 0.22
- Lot Size: 120 x 80
- Est. Taxes: $2,976
- Lot Desc: Cul-De-Sac, City Lot, Landscaped, Sidewalk
- Elem. School: Safety Harbor Elementary-PN
- Middle School: Safety Harbor Middle-PN
- High School: Countryside High-PN
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer
- MLS#: U8249655
- Days on Market: 122 days
- Website: https://www.raveis.com
/prop/U8249655/5fernerylane_safetyharbor_fl?source=qrflyer
Listing courtesy of REALTY EXPERTS Phone: 727-888-1000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Fernery LANE, Safety Harbor, FL, 34695
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
| Total Monthly Payment | $3,262 | $3,259 | $4,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388