Welcome to 338 Villa Avenue, a meticulously maintained 3-bedroom, 2-full bathroom home in the heart of Fairfield, CT. This charming property offers a perfect blend of comfort and style, with thoughtful details throughout. As you step inside, you are greeted by a spacious living room and kitchen that share a great open concept space. The centerpiece of the living area is a grand fireplace with a wood stove insert, adding warmth and character to the home. The kitchen boasts an abundance of natural light, creating a bright and inviting atmosphere. Step outside onto the trex composite deck from both the living room, perfect for enjoying the outdoors and entertaining guests. The first floor features a generously sized bedroom directly adjacent to a full bathroom, providing convenience and flexibility. Upstairs, you will find two additional bedrooms and a beautifully remodeled full bathroom, offering comfort and privacy. This home is equipped with a generator for added peace of mind and a full unfinished basement, providing ample storage space or potential for customization to suit your needs. Outside, the property lot offers ample space for additional parking and a great yard, perfect for outdoor activities and relaxation. Both the front and side entrances feature large decks, ideal for soaking in the fresh air. Don't miss this opportunity to own a wonderful home in a desirable location.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Walk-In Closet,Hardwood Floor | Upper |
Full Bath | Tub w/Shower | Main |
Full Bath | Stall Shower | Upper |
Kitchen | Beams,Quartz Counters,Dining Area,Eating Space,Tile Floor | Main |
Living Room | Cathedral Ceiling,Balcony/Deck,Beams,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,176 |
Total Monthly Payment | $4,008 | $4,004 | $4,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.