43 MOULTRIE CREEK Circle, Saint Augustine, FL, 32086 | $399,900

Charming St. Augustine Home with Rental Potential

Welcome to low maintenance living in the boutique community of Moultrie Woods! This beautifully maintained 3-bedroom home, built in 2019, offers the perfect blend of modern amenities and historic charm in the heart of St. Augustine, FL. Located just under 5 miles from the beach and a short walk from Treaty Park, this property is ideal for those seeking a potential short-term rental.

Step inside to discover a fresh, professionally cleaned interior with wood-look tile flooring throughout the open-concept downstairs area. The home features recessed lighting, a half bath, and a spacious living area that flows seamlessly into the modern kitchen, equipped with quartz countertops, stainless steel appliances, and cordless blinds. Upstairs, you'll find all three generously sized bedrooms, along with a convenient laundry room. The exterior of the home is equally impressive, with Hardi board siding, vinyl fencing, and a covered back patio that offers quiet enjoyment of the beautiful oak canopy to the rear. The HOA takes care of all your lawn needs, irrigation, water, sewer, and the maintenance of the community pool and clubhouse, ensuring a stress-free lifestyle. For outdoor enthusiasts, Treaty Park is just a short stroll away, offering a skate park, tennis and racquetball courts, softball and baseball fields, basketball courts, soccer fields, a playground, and a dog park. Plus, with Publix less than a mile away and easy access to 207 and I-95, commuting or traveling is a breeze. This home is located in a USDA map area, meaning 100% USDA financing may be an option for a qualified buyer. Washer and dryer convey with the home, and best of all, there are no short-term rental restrictions!

Features

  • Amenities: Clubhouse, Maintenance Grounds
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Unit, Upper Level
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,839
  • Acreage: 0.09
  • Est. Taxes: $2,567
  • HOA Fee: $690 Quarterly
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: City
  • Elem. School: Otis A. Mason
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2035940
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/2035940/43moultriecreekcircle_saintaugustine_fl?source=qrflyer
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Listing courtesy of exp Realty

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

43 MOULTRIE CREEK Circle, Saint Augustine, FL, 32086

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.429% 6.149% 5.152%
Monthly Tax Payment $214 $214 $214
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,918 $1,916 $2,509
Total Monthly Payment $2,207 $2,205 $2,798

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.