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391 Scotchtown Collabar Road, Middletown (Wallkill), NY, 10941 | $590,000
Imagine coming home to your very own country style oasis nestled on over 2. 5 acres in the scenic Hudson Valley. With its inviting landscape, large carriage house and desired wrap-around porch this unique 1800's farmhouse is filled with traditional features, updated yet still keeping its vintage country charm. Just 1 hour from New York City, this home offers the best of both worlds. Upon entering this home, you will be met with a parlor and formal staircase, a captivating and cozy floor to ceiling stone fireplace, and endless space on your main level. In keeping with its traditional feel, the dining room and living room are both centered in this home ready for memories to be made. With a primary bedroom filled with natural light and full bath the open concept first floor features an eat in kitchen with plenty of cabinet and counter space. The kitchen is accompanied by sliding doors to the outdoor deck, perfect for entertaining. The second level of this home you will find three spacious bedrooms, a second full bath, a flex room ideal for home office or den and a full walk-up attack. You will not be short on space or storage in this home. Your soon to be farmhouse is located directly across over 3, 000 acres of Highland Lake State Park and miles of Camp Orange Trails for biking and hiking. Your future awaits in this unique home just waiting for your personal touches!
Features
- Town: Middletown
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Farmhouse
- Year Built: 1800
- Heating: Oil, Propane, Wood, Hot Water
- Cooling: None
- Basement: Unfinished, Walk-Out Access
- Approx Sq. Feet: 2,772
- Acreage: 2.6
- Est. Taxes: $12,000
- Elem. School: Montgomery Elementary School
- Middle School: Valley Central Middle School
- High School: Valley Central High School
- School District: Valley Central
- MLS#: H6317780
- Days on Market: 137 days
- Website: https://www.raveis.com
/prop/H6317780/391scotchtowncollabarroad_middletown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
391 Scotchtown Collabar Road, Middletown (Wallkill), NY, 10941
$590,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $472,000 | $472,000 | $472,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,140 | $3,137 | $4,047 |
| Total Monthly Payment | $4,232 | $4,229 | $5,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535