Welcome to this charming home located on a lovely street in Kings Park. This property is conveniently close to shopping, the railroad, and is located in The Kings Park CSD. The large fenced yard offers plenty of room for a pool, making it perfect for outdoor enjoyment. Inside, you'll find hardwood floors beneath most of the carpets, adding timeless appeal to the home. The windows and roof have been updated. A two-year-old Generac system provides peace of mind during power outages. There is also an above-ground oil tank. The cozy den features a brick fireplace with a separate wood holder and sliders that lead to the yard and patio, creating a seamless indoor-outdoor living space. The den also includes a convenient half bath! The spacious eat-in kitchen boasts antiqued white and grey cabinets, with an entry to the attached garage for easy access. Entertain guests in the formal dining room located on the main floor. Ascend the oak railing to the second-floor living room, which has a vaulted ceiling, adding a sense of spaciousness. The next level offers four bedrooms and a fully updated bathroom with dual entry into the primary bedroom. Additional storage is available with convenient pull-down attic stairs. The partial basement, though unfinished, includes a washer and dryer. The property features a 200 amp service, plus a separate service for the Generac system, ensuring ample electrical capacity. The six-zone sprinkler system with 21 heads keeps the yard lush and green, while the alarm system enhances security. Outside, the newer driveway with a paver entry, Belgian block-lined edges, and a slate walkway leading to the front door add to the home's curb appeal. The one-car attached garage provides additional storage and convenience. This home has so many large ticket items updated or replaced that you can move in and make it your own with minimal effort! The dishwasher is not represented.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $990 | $990 | $990 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,186 | $4,204 |
Total Monthly Payment | $4,314 | $4,268 | $5,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.