Welcome to 364 North Street, Winooski, VT – a charming ranch-style home nestled in a serene residential neighborhood with no through traffic. Situated at the top of North Street, this gem offers the perfect blend of tranquility and convenience. Just a short stroll away, the vibrant Winooski Circle awaits with a variety restaurants, shops, markets and more. Meyers Pool and Landry Park are also within walking distance! This inviting home sits on a manageable . 17 acre city lot, ready for you to bring your vision to life. Enjoy easy single-level living with 1, 464 sq ft of above-grade finished space complemented by an additional 652 sq ft of finished basement area. The home features 3 comfortable bedrooms, 1 full bathroom, and 2 half baths, providing ample space for comfort and functionality. Step into the spacious living area, where rustic exposed beams and a wood-burning fireplace create a warm, inviting atmosphere. The kitchen, also adorned with exposed beams, is ready for your culinary adventures. On hot summer days, take a refreshing dip in the above-ground pool or relax in the private backyard. Additional features include a single-car garage, ensuring your vehicle is protected from the elements. This property offers the perfect canvas for you to create your dream home in a sought-after location. Come and experience the potential and charm of 364 North Street for yourself. Your future home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$364,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,200 | $291,200 | $291,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $637 | $637 | $637 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,744 | $2,301 |
Total Monthly Payment | $2,481 | $2,456 | $3,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.