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2358 Ecuadorian WAY, #52, Clearwater, FL, 33763 | $130,000
Welcome to On Top of The World, a resort-style 55+ Golf Community. From the time you enter through the guarded entry, you will be amazed at the pristine grounds and the endless amenities available to the residents for a low monthly fee! You will enjoy living in this spacious 1100SF condo offering 2 bedrooms and 2 full bathrooms. The open living room and dining area is great for relaxing or entertaining! The kitchen is connected to a bright enclosed Florida room which also has entry to the primary bedroom with an ensuite bathroom. The guest bedroom shares another full-size bathroom. This condo has a newer HVAC system (2020) and newer hurricane windows throughout!!! Add your personal touches to this great property! Assigned Parking spot close by. On Top of the world is known for its active lifestyle and outstanding amenities to include 2 pools (one heated for year-round enjoyment), Tennis, Pickleball, Shuffleboard, Horseshoes, and Lawn Bowl courts. This beautiful community offers a lovely dog park with two separate areas for small and large dogs. There are also two golf courses which are open to residents and their guests (approved owners play for free). A state-of-the-art fitness center is well-equipped with cardio machines, weight training equipment, and a variety of fitness classes. There are clubs and activities for residents to participate in, including arts and crafts, music, dancing, and more. The community hosts a variety of social events throughout the year, including holiday parties, dances, and other gatherings. Your low monthly fee of $519 includes Pool Maintenance, Pest Control, Recreational Facilities, Exterior & Ground Maintenance, as well as Water, Sewer & Trash Collection. OTOW is conveniently located with close proximity to Beaches, Transportation options, Restaurants, Shopping, Entertainment, Fine Dining, and Airports. It's important to note that the property is being transferred through a Leasehold Estate Deed, and association approval is mandatory. For those seeking financing, a 35% down payment is required.
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 1
- Amenities: Elevator(s), Laundry, Maintenance, Recreation Facilities, Sauna, Spa/Hot Tub
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area
- Complex: ON TOP OF THE WORLD
- Year Built: 1973
- Approx Sq. Feet: 1,100
- Acreage: 3
- Est. Taxes: $312
- Condo Fee: $519 Monthly
- Adult Communities: Yes
- Elem. School: Leila G Davis Elementary-PN
- Middle School: Safety Harbor Middle-PN
- High School: Countryside High-PN
- Pet Policy: Size Limit
- Appliances: Built-In Oven, Microwave, Refrigerator
- MLS#: U8247603
- Days on Market: 110 days
- Website: https://www.raveis.com
/prop/U8247603/2358ecuadorianway_clearwater_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY- PALM H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2358 Ecuadorian WAY, #52, Clearwater, FL, 33763
$130,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $104,000 | $104,000 | $104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $26 | $26 | $26 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $692 | $691 | $877 |
| Total Monthly Payment | $793 | $792 | $978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388