Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Discover paradise behind the gates of Placido Bayou in this charming three-bedroom, two-bath villa style home. This home had no flooding or damage from Hurricane Helene or Milton. Step inside to discover an incredibly spacious and bright open floor plan, spanning over 1, 308 square feet. The living room centers around a wood-burning fireplace, creating a warm and dreamy ambiance in the heart of the home, where you can enjoy cozy evenings gathered with friends, family, or a good book. The large kitchen, overlooking the living space, is complete with a breakfast bar, ample cabinetry, granite counter tops, and laundry closet. The back corner of the home is enveloped in windows and offers tranquil views of the community pool and spa, a refreshing oasis just steps from your door, with no worries about maintenance – it’s all taken care of for you. The layout features a desirable split floor plan, ensuring privacy and comfort for all, with the master bedroom set quietly in the back of the home. The master bedroom includes an en suite bath with double sinks, walk-in shower, and walk-in closet. The other two bedrooms are conveniently located across the home with the second bath. The third bedroom offers added flexibility with a double door entry, making it ideal for a den, office, or playroom. The home’s finishes have been lovingly maintained, providing a blank canvas for you to add your personal touch and updates. Beyond your doorstep, Placido Bayou offers a true paradise setting with scenic lakes for fishing, picturesque paths for running or leisurely strolls, and lush trees providing shade and tranquility. All of this is just moments away from downtown St. Pete's vibrant waterfront, where you'll enjoy easy access to a myriad of dining options, shopping delights, world-class arts, sports, and events. Beaches, airports, and golf courses are also just a short drive away, and the Racquet Club of St Petersburg is at the entry of the neighborhood, where you can enjoy both pickle ball and tennis! Indulge in the ultimate Florida lifestyle and seize this opportunity to make this exceptional condo your own – where every day feels like a vacation in paradise!
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$393,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $314,400 | $314,400 | $314,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,092 | $2,065 | $2,651 |
Total Monthly Payment | $2,253 | $2,226 | $2,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.