ATTENTION: My client says, SELL! So, I am selling her 2 bdrm, 1 bath, 1 car garage, NO FLOOD ZONE, block home! Built in 1958, this 1115 Sq ft living area home, is one block from the beautiful Gladdin Park and is situated on a oversized lot of 7336 sq ft with a huge fenced in back yard for your pet or to add in your pool! The roof was replaced in 2023 therefore lowering your insurance costs, A/C is about 9 yrs old! July, 2024, seller had the entire outside and inside of the home painted, installed a new dishwasher, installed new flooring and carpet, had sprinkler system refurbished to assist with high water bills while maintaining your lawn, and other repairs. . . .
Tell your buyers agent to show you this home and with your additional cosmetic upgrades and ideas, you can make this home YOUR OWN!
The property is also zoned for the sought after, St Petersburg High School and close to shopping, downtown St. Petersburg, and HWY 275.
LETS NEGOTIATE, TODAY!!!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,865 | $2,394 |
Total Monthly Payment | $2,019 | $1,995 | $2,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.